body {
font-family:Arial, Helvetica, sans-serif; font-size:12px;
margin-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px;
background-image:url(images/bg.jpg);
} 

.bodyText { color:#333333; font-size:11px; font-weight:normal; font-family: Arial, Helvetica, sans-serif; }

a:active{ color:#183889; text-decoration:underline; } 
a:link { color:#183889; text-decoration:underline; } 
a:visited { text-decoration:underline; color: #183889; } 
a:hover { color: #000000; text-decoration: underline; }

.pageTitles { color:#000000; font-size:20px; font-family: "Times New Roman", Times, serif; font-style:italic; font-weight:bold; }

.footerText { font-family:Arial, Helvetica, sans-serif; font-size:10px; color:#183889; font-weight: normal; text-decoration:none; }

a.footer:active{ color:#183889; text-decoration:none } 
a.footer:link { color:#183889; text-decoration:none } 
a.footer:visited { text-decoration:none; color: #183889; } 
a.footer:hover {  color: #000000; text-decoration: underline; }